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Choose your CD* term:

  • 4.85% APY for 3 months
  • 4.59% APY for 6 months
  • 4.33% APY for 9 months
  • 4.07% APY for 12 months

*Certificate of Deposit (CD): The Annual Percentage Yield (APY) is effective as of 9/4/2024. Rates subject to change. To earn the APY, the account must be opened with Citizens National Bank and remain on deposit until maturity. Early withdrawal penalties apply. Stated APY assumes principal and interest remain on deposit for the term of the CD. CDs will automatically renew for the same term at the standard rate in effect at the time of maturity. Fees may reduce earnings. Available in-branch only. Terms and conditions apply. No brokered deposits accepted.

Available to new and current CNB deposits. $1,000 minimum to open. $500,000 maximum deposit for consumers. $1 million maximum deposit for businesses.

See a Universal Banker for additional details on current rates, and applicable fees and terms. Find the closest CNB branch to you