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Learn MoreHome Mortgage Loans
- Competitively low rates for home purchase, refinance, or construction
- Available for primary residence, second homes, vacation homes, or investment properties
- A wide range of terms customized to your unique situation
Learn MoreHome Equity Loans
- Loans and lines of credit available
- The existing equity in your home is used as collateral backing
- Local decision-making and processing in Northern Michigan
Learn MoreAuto Loans
- Competitively low rates on new or used vehicles
- A wide range of terms customized to your unique situation
- Recreational vehicle (RV) loans also available
Learn MoreCheckmate Lines of Credit
- Available for Citizens National Bank checking account holders
- Ideal for quick, one-time needs
- Ready whenever you need it
Learn MorePersonal Loans
- Competitive rates for a wide variety of personal needs
- Customizable repayment terms
- Loans and lines of credit available
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