At times, unanticipated expenses or unforeseen problems can leave you with too little cash in your checking account. Having a check returned due to insufficient funds (NSF) can be a costly, inconvenient and potentially embarrassing experience.
At Citizens National Bank we encourage you to manage your finances responsibly. However, we want to save you from the additional merchant fees and possible damage to your credit history that might result if a check is returned.
That is why we provide “Overdraft Privilege,” a special overdraft service for Citizens National Bank’s checking customers. As long as you maintain your account in good standing, Citizens National Bank may approve your overdrafts within an approved Overdraft Privilege limit.
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