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Hear that? It's the open road calling your name! Whether you need to get from point A to point B or are looking to have a little fun, we can help with a low-rate auto loan.

  • Competitive, fixed rates on new or used vehicles
  • A wide range of terms customized to your unique situation
  • Pre-approval available for extra bargaining power at the dealership
  • Refinance your current vehicle to potentially lower your rate
  • Local decision-making and processing in Northern Michigan
  • Friendly service from people you know

Get Started

Easily apply online by choosing the "Apply Now" button above or below! Prefer to apply in-branch? Download our PDF application and bring it by one of our locations.

  • Competitive rates for a wide range of recreational vehicles:
    • ATVs
    • RVs
    • Motorcycles
    • Boats
    • Personal watercrafts
    • Snowmobiles
    • Travel trailers
    • And more!
  • Local decision-making and processing in Northern Michigan
  • Friendly service from people you know
Ashley Waldie

Ashley Waldie

Consumer Banking Officer

Main Office

303 N. Main St., Cheboygan MI 49721

231-627-8314

231-445-2575

Ashley is available to serve you and all of your consumer lending needs. Whether you're looking for a new or used vehicle, an RV, a personal loan, or anything in between, she will work with you to ensure the best possible experience with Citizens National Bank.