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Hear that? It's the open road calling your name! Whether you need to get from point A to point B or are looking to have a little fun, we can help with a low-rate auto loan.

  • Competitive, fixed rates on new or used vehicles
  • A wide range of terms customized to your unique situation
  • Pre-approval available for extra bargaining power at the dealership
  • Refinance your current vehicle to potentially lower your rate
  • Local decision-making and processing in Northern Michigan
  • Friendly service from people you know

Get Started

Easily apply online by choosing the "Apply Now" button above or below! Prefer to apply in-branch? Download our PDF application and bring it by one of our locations.

  • Competitive rates for a wide range of recreational vehicles:
    • ATVs
    • RVs
    • Motorcycles
    • Boats
    • Personal watercrafts
    • Snowmobiles
    • Travel trailers
    • And more!
  • Local decision-making and processing in Northern Michigan
  • Friendly service from people you know
Ashley Waldie

Ashley Waldie

Consumer Banking Officer

Main Office

303 N. Main St., Cheboygan MI 49721

231-627-8314

231-445-2575

Ashley Waldie has been a key part of the CNB team since 2019. Starting in the collections department before moving into consumer lending, she played a pivotal role in building and developing the bank’s consumer loan department. With a strong commitment to customer service, Ashley works closely with clients to find the right financing solutions for vehicles, RVs, personal loans, and more. Her dedication to making the lending process smooth and stress-free ensures customers receive the best possible experience at Citizens National Bank.