Skip to content

Life's big milestones (or unexpected mishaps) can put a damper on finances. Let us help you pay for the things in life that matter with an affordable personal loan.

  • Competitive rates for a wide variety of personal needs:
    • Vehicle repairs or updates
    • Family vacation
    • Education expenses
    • Personal projects or startups
    • And much more!
  • Repayment terms customized to fit your unique needs
  • Local decision-making and processing in Northern Michigan
  • Friendly service from people you know

Get Started

Easily apply online by choosing the "Apply Now" button above or below!

  • Competitive rates for several ongoing needs
  • Accommodating repayment options
  • Conveniently meet needs as they arise; no need to apply for separate installations
  • Funds easily released via check
  • Local decision-making and processing in Northern Michigan
  • Friendly service from people you know
Ashley Waldie

Ashley Waldie

Consumer Banking Officer

Main Office

303 N. Main St., Cheboygan MI 49721

231-627-8314

231-445-2575

Ashley is available to serve you and all of your consumer lending needs. Whether you're looking for a new or used vehicle, an RV, a personal loan, or anything in between, she will work with you to ensure the best possible experience with Citizens National Bank.